Blockmaze — IBAN issuing

Who this is for

Six businesses that start here.

A marketplaceAn IBAN per seller, so buyers pay by transfer and every payment lands where it belongs.
A lenderDisburse to a borrower’s own IBAN and collect repayments into a dedicated one.
A property managerOne IBAN per property, per tenant, and rent reconciles itself.
A payroll providerNamed IBANs for contractors and gig workers who don’t have a local bank.
A crypto or trading appFiat on-ramps by bank transfer into a user’s own IBAN.
A school or a clubFees and subscriptions collected into per-member accounts, no more spreadsheets.

What we provide, what you bring

The licence, the service, the technology. You bring the brand and the customers.

We provide

Included

The licence and safeguarding.
Virtual and dedicated IBANs, SEPA Instant where available, SWIFT.
Incoming payment notifications by webhook.
Reconciliation and statements.
KYC and KYB.
Sanctions screening and monitoring.

You bring

Yours

The use case and the user experience.
The customers.
Support in your channels.
Compliance under your own licence, or ours as agent or distributor.

How it works

From first call to live.

Scope the programme

Step 01

Due diligence

Step 02

Agreement

Step 03

Build in the sandbox

Step 04

Pilot

Step 05

Launch

Step 06

No timelines are stated; the sandbox tells you how ready you are.

Economics

Where the money is.

Nothing here is a projection. Commercials are set after scoping and depend on volume and market.

Talk to us →

Where the money is

01 · Economics

Account fees

Per IBAN, per month or per user, set by you.

02 · Economics

Transfer fees and FX

Shared under the agreement.

03 · Economics

What you pay

Per-IBAN and per-transaction costs, set after scoping.

Businesses that pair with this one.

Payments company Card issuing B2B cross-border payments Marketplace settlement and escrow

The KYC behind the IBAN is the KYC the market uses, so offerings can be shown to your users without re-onboarding.

Funds waiting in the account can move into the treasury token or an offering in one step.

A platform with thousands of named accounts is a community; when it’s ready, it can raise from them.

How this connects to the market

An IBAN is an account, and an account holder is a verified investor.

FAQ

What people ask first.

Virtual or dedicated?

Virtual IBANs route to one master account and reconcile by reference; dedicated IBANs are separate accounts in the user’s name. Most platforms use both.

Is SEPA Instant included?

Where the receiving bank supports it. SWIFT covers the rest.

Can non-EU users get an EU IBAN?

Subject to KYC and the licence’s country rules; the eligibility table on the Build page says where.

Who screens the payments?

The licensed entity runs sanctions screening and monitoring; you see the results in the dashboard and by webhook.

An IBAN for everyone you serve.

Tell us who needs one and we’ll tell you on the first call how it can be structured.

Apply for API and SDK access Talk to us

Give every customer a named IBAN.

At a glance