Who this is for
Six businesses that start here.
- A neobank for a nicheStudents, freelancers, expats, a diaspora: an account built around one group and sold to it directly.
- Business banking for a verticalAccounts, payouts and cards for restaurants, clinics, agencies or logistics firms, inside the software they already use.
- A payouts platformPay sellers, drivers, creators or affiliates into named accounts, in several currencies, the same day.
- A collections businessCollect from thousands of payers into one reconciled ledger: rent, tuition, subscriptions, memberships.
- A corridor bankAccounts for people who live in two countries, with a balance in each currency and transfers between them.
- A super-app’s money layerPut a balance behind a ride, delivery or commerce app and keep the float in the ecosystem.
What we provide, what you bring
The licence, the service, the technology. You bring the brand and the customers.
We provide
Included- The EU e-money licence and safeguarding.
- Named IBANs, SEPA and SWIFT in and out, multi-currency balances and FX.
- The ledger, reconciliation and statements.
- KYC and KYB, transaction monitoring and sanctions screening.
- APIs, webhooks and a sandbox.
- Scheme and regulatory reporting.
You bring
Yours- The brand, the product and the pricing.
- The customers and the distribution.
- First-line support in your channels.
- Where you hold a licence, your own compliance function; otherwise ours covers the programme, as agent or distributor, in writing.
How it works
From first call to live.
Scope the programme
Step 01
Due diligence
Step 02
Agreement
Step 03
Build in the sandbox
Step 04
Pilot
Step 05
Launch
Step 06
No timelines are stated; the sandbox tells you how ready you are.
Businesses that pair with this one.
How this connects to the market
A payments app on BlockMaze is a market in waiting.
FAQ
What people ask first.
No. Under white-label, OneVault is the regulated provider and you operate as its agent or distributor, with the split written down. If you hold one, we run the technology only.
Yes, as the e-money rules require, in segregated safeguarding accounts held by the licensed entity.
EUR and the main currencies on SEPA and SWIFT; GCC rails through the Bahrain entity; others on request.
You own the brand and the relationship; the licensed entity has the regulatory relationship it must have. The agreement says exactly what that covers.
Your payments business. Our licence and rails.
Tell us the product and the market and we’ll tell you on the first call how it can be structured.