LivePayments and banking
Payments company
Accounts, IBANs, multi-currency balances and payouts under your brand, for consumers or businesses.
With OneVault
See how it works: Payments companyOne market. Anyone can build on it.
Our chain, our licences and our rails are open. Fintechs run payments, cards, acquiring, custody, trading and conversion businesses on them. Brokers and exchanges offer our issuers to their clients. Anyone can launch their own community capital market.
Three doors
Distribute, build, or launch.
One agreementOne APITracked link
Distribute
Brokers and exchanges: offer our issuers and tokenised assets to your clients. One agreement, one API, or a tracked link to start.
- Payments
- Cards
- Acquiring
- Custody
- Trading
Build
Fintechs: run payments, cards, acquiring, custody, trading or conversion on our licences and white-label services, or launch your own market.
Launch
Issue a token or a stablecoin with KYC, custody and distribution built in, under real licences, from the issuer workspace.
How it connects to the market
Everything you build here plugs into the community capital market.
A card, a wallet or a brokerage on our rails is more than a fintech product, because the market sits underneath it. Three ways in.
1Your users become owners
One KYC and one register across the ecosystem, so the offerings on the market can be offered inside your app with no extra onboarding. A wallet with 100,000 users is 100,000 people who can own a piece of a club from the app they already have.
2You become an issuer
Build, then raise. The business you run on our rails is a business with a community; when it’s ready, it raises on the market from its own customers, on the register it already uses.
3Your product carries ownership
A card that holds a stake, loyalty points that become equity, a community bank where the member is an owner. The market is the ingredient a bank can’t copy.
What you can build
Thirty-two businesses, each with its own page.
LivePayments and banking
IBAN issuing
Named IBANs for your customers or your platform’s users, with SEPA and SWIFT in and out.
With OneVault
See how it works: IBAN issuing
LivePayments and banking
Card issuing
Branded Visa or Mastercard cards: consumer, corporate, prepaid, virtual, with your controls.
With OneVault
See how it works: Card issuing
LivePayments and banking
Merchant acquiring
Take card payments online and in store for your merchants, settle to their accounts.
With OneVault
See how it works: Merchant acquiring
LivePayments and banking
Remittance corridors
Cross-border transfers for the GCC–India–EU diaspora and other corridors, at bank-beating cost.
With OneVault
See how it works: Remittance corridors
LivePayments and banking
Conversion and FX
Fiat to fiat, fiat to stablecoin, crypto to fiat and back; on and off-ramps for your app.
With OneVault and Dealing
See how it works: Conversion and FX
LivePayments and banking
Stablecoin issuer
Your own branded stablecoin with reserve management, custody and redemption.
With EMI entity
See how it works: Stablecoin issuer
LivePayments and banking
Precious-metal banking
Gold-backed accounts, gold you can spend on a card, gold savings plans.
With OneVault
See how it works: Precious-metal banking
LivePayments and banking
Embedded finance and banking-as-a-service
Put accounts, cards and payments inside a marketplace, a SaaS product or a creator platform, by API.
Not on the list?
32 business ideas, each with its own page. If it needs a licence, a rail or a market we have, it can probably be built.
Four ways to work with us
Pick the model that fits your licences.
Chain
Custody
Identity
White-label software
Which model applies depends on what you build and where; it is set out on the first call. Subject to onboarding and, where required, regulatory approval.
What’s behind it
Licences, services and technology, by name.
| Capability | Country | Regulator | Held by |
|---|---|---|---|
| Issuance and custody of tokenised securities, real estate and art; control agent |   Greece / EU | HCMC (MiFID II) | |
| Payment services and acquiring; Visa and Mastercard principal membership |  Bahrain | CBB |   |
| E-money: accounts, IBANs, cards, payments |  Cyprus / EU | Central Bank of Cyprus |   |
| Investment firm | Cyprus / EU | CySEC | Ecosystem entity |
| Investment banking |  Mauritius | FSC |   |
| Category 5 |  UAE | SCA | Ecosystem entity |
| Payment service provider |  Canada | FINTRAC | |
| Digital currency exchange and remittance |  Australia | AUSTRAC | |
| International financial services centre |  India (GIFT City) | IFSCA | application in progress |
Distribute our offerings
The broker programme, in three tiers.
Tier 1
Refer
Send clients to BlockMaze with a tracked link and a co-branded page. No build. Referral fee per funded account or allocation.
Tier 2
Distribute
Offerings inside your app by API or widget. You onboard and run appropriateness; we allocate, register the holding in the client’s name and deliver documents. Fee share per allocation.
Tier 3
Launch your own market
Your own branded community capital market on our rails, with .com as the regulated counterparty. Platform fee plus a share of issuance fees.
What you get
The offerings catalogue with status and eligibility rules, a per-country eligibility engine, subscription and allocation flow, document delivery, holdings and register reporting, webhooks, a marketing kit with approved copy, a partner portal and named coverage.
What we need
Your regulatory status and licence numbers, the markets you serve, your client base, your AML programme and how you want to integrate. Partners who onboard clients act as distributors: target-market and appropriateness sit with you; marketing copy is approved by us; eligibility by country is enforced by the API.
Founding distribution partners: the first brokers to sign get allocation priority on the first offerings and a co-branded launch.
How it starts
Six steps from the first call to live.
Commercials are set per partner: setup, revenue share or per-transaction. No timelines are stated; the sandbox tells you how ready you are.
- 01
Talk to us
What you want to be, where, with what.
- 02
Scoping
The model, the entity, the services, the commercials.
- 03
Due diligence
KYB, licences, AML, ownership.
- 04
Agreement
One agreement; who signs what, written down.
- 05
Sandbox
APIs, SDKs, test accounts, certification.
- 06
Launch
Live, with named coverage.
Partner FAQ
What partners ask first.
Not for most models. Under white-label, an ecosystem company is the regulated provider and you operate as its agent, distributor or introducer, with the responsibility split written down. If you hold a licence at home, the hybrid model uses yours there and ours abroad.
The one that holds the licence for what you build: OneVault for accounts, cards, acquiring and payments; Dealing for brokerage, the exchange and investment banking; .com for issuance, custody and tokenisation; the issuer workspace for tokens.
Per partner: a setup fee, a revenue share or a per-transaction price, depending on the service and volume. You have the schedule after scoping.
Yes. Brokers start with a referral link and no build; fintechs start with one service in one market and add from the catalogue.
You own the brand and the relationship. Where an ecosystem company is the regulated provider, it has the regulatory relationship it must have, and the agreement says exactly what that covers.
We say so. The licence table shows where each capability is held; anything outside it is case by case and may not be possible.
The licences exist. The rails exist. Build the business.
Tell us what you want to be and we’ll tell you on the first call how it can be structured.