LiveWith OneVault

Bank in gold.

Gold-backed accounts, gold you can spend on a card, gold savings plans, with the metal allocated, tokenised and redeemable as bars in Dubai.

At a glance

Licence
EU EMI; gold tokens via Dealing
Contract with
OneVault
Models
White-label, hybrid
Markets
EEA, GCC; others case by case
Time to pilot
The sandbox tells you

Who this is for

Six businesses that start here.

What we provide, what you bring

The licence, the service, the technology. You bring the brand and the customers.

We provide

Included
  • Allocated gold tokens with physical redemption in Dubai.
  • Accounts and cards under the EMI.
  • Real-time pricing and conversion.
  • Custody and attestations.
  • KYC.
  • APIs and a sandbox.

You bring

Yours
  • The customers and the brand.
  • The product: savings, spending, redemption.
  • Distribution.
  • Support.

How it works

From first call to live.

Scope the programme

Step 01

Due diligence

Step 02

Agreement

Step 03

Build in the sandbox

Step 04

Pilot

Step 05

Launch

Step 06

No timelines are stated; the sandbox tells you how ready you are.

Economics

Where the money is.

Nothing here is a projection. Commercials are set after scoping and depend on volume and market.

Talk to us →

Where the money is

01 · Economics

Spread and storage

Your margin on the gold price and a storage fee, set by you.

02 · Economics

Card and account fees

As for any card programme.

03 · Economics

What you pay

Metal, custody and card costs, set after scoping.

01

The gold your customers hold is the same token listed on Dealing; they can trade it or redeem it.

02

A gold balance can fund an offering on the market in one step.

03

A gold app with savers is a community; it can raise.

How this connects to the market

Gold is on the market already.

FAQ

What people ask first.

Yes. Each token represents allocated metal held in vault, with attestations.

Yes, as physical gold in Dubai, subject to minimums and fees.

From the market in real time; you add your spread.

Yes. The gold is converted at the moment of payment.

Your gold product. Our vault, token and card.

Tell us the product and we’ll tell you on the first call how it can be structured.